Lana Xiao, CFP®, CDFA®

Financial Advisor

About Lana

Lana serves as a Financial Advisor at Summitry. She cares deeply about her clients and aims to get to know her clients on a personal level. She advises clients on a wide array of matters, including investments, tax and estate planning and employee benefits. She believes that in order to truly make a difference in clients’ lives, advisors need to take a holistic view using all areas of planning.

Prior to joining Summitry, Lana worked for First Republic Bank and Wells Fargo Private Bank. Most recently, as a Wealth Planner at Wells Fargo, she worked with real estate investor clients, executives of Fortune 500 companies and business owners. Lana has a Master’s degree from the London School of Economics and a Bachelor’s degree from the University of San Francisco. She obtained a certificate in personal financial planning from UC Berkeley while working full time. She is also a Certified Financial Planner® and a Certified Divorce Financial Analyst®.

Lana lives in San Francisco with her husband. In her free time, she enjoys trying out new restaurants in her neighborhood and going on weekend trips to Mendocino. She enjoys meditation, yoga, pilates and swimming when she tries to decompress after work. She serves on the Alumni Board of Directors at University of San Francisco where she spent four years as an undergraduate student.

Q & A

  • What are your favorite pursuits outside of work?

    I like to foster meaningful relationships with my friends and family. You will find us doing yoga together, hiking together, brunching in one of San Francisco’s new spots, etc.
  • Discuss a solution you provided for a client that you’re extremely proud of.

    I worked closely with a young couple in their 40's contemplating early retirement. The wife worked in a recently IPO'ed tech firm, and made a lot of money from her company RSUs. They felt burned out and wanted to retire in the next couple years, but were unsure if they had enough money to sustain a comfortable retirement and also to be able to pay for their two kids’ education expenses. I met with them multiple times to discover their cash flow needs and financial situation. Based on that, I helped them reallocate her concentrated stock position into a diversified portfolio that prepared them for their upcoming retirement. We also set aside enough money for their kids’ college education, with enough left over for their dream vacation home in Tahoe. My plan gave them the confidence they needed to retire in two years.
  • If you volunteer for a charity, which one(s) and why?

    I volunteered for San Francisco Food Bank and helped a local pantry facilitate giving out free food to families in need. I volunteered for the Food Bank because I understand the difficulty of affording fresh healthy food and a safe place to live. A lot of families in San Francisco have to compromise a healthy diet to pay for exorbitant housing costs.
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Advisor Group Manager