Team

Insights

Pages

Mandy Pham, CFP®, CFA, EA

Senior Financial Advisor

About Mandy

In her role as Senior Financial Advisor, Mandy advises clients on a wide range of matters (including employee benefits, investment, insurance, income tax, and estate planning). By assessing their financial situations and educating clients about their options, Mandy partners with her clients to ensure they have done what is necessary to achieve their goals, to become financially independent, to protect their families from life’s unexpected circumstances, all while minimizing tax liabilities. Mandy finds it incredibly fulfilling to create meaningful impact on the lives of her clients and the people that they care most about.

Prior to joining the Summitry, Mandy was a Financial Advisor at Stavis & Cohen Private Wealth, a Houston-based financial planning firm, where she worked mostly with executives of Fortune 500 companies. Mandy has a Master’s degree in Personal Financial Planning from Texas Tech University, is a Certified Financial Planner®, a Chartered Financial Analyst®, and an Enrolled Agent. She served on the Board of Directors of the Financial Planning Association—Houston chapter (2016-2018) and the Texas Tech PFP Alumni Advisory Board (2018-2020). Mandy was featured as one of Financial Advisors Magazine’s 10 Young Advisors to Watch in 2022.

Mandy resides in East Palo Alto, CA with her husband and daughter. In her free time, she enjoys trying new restaurants, exploring new hiking trails with her family or a good workout on the Peloton.

Q & A

  • What does “living your best Bay Area Life” mean to you?

    Work hard, play hard, exercise even harder. I am very grateful to be surrounded by driven people who inspire me to be my best self, both intellectually and physically. When my husband and I first moved here, we used hiking as a reason to explore different surrounding areas. Nowadays we can be found hiking in the woods most weekends. Nature gives me the physical and mental relief to be 100% ready for each new week.

  • Discuss a solution you provided for a client that you’re extremely proud of.

    I helped a client create a plan to fund a multi-million dollar Donor Advised Fund with highly-appreciated stocks. The fund is intended to benefit mostly her Alma Mater, a small college that does not have much of an endowment fund. Money is a means to an end. In my client's situation, going through the financial planning process and knowing she would be financially secure gave her the confidence to make a bold move to create a lasting legacy. The fact that the donation will provide opportunities for hundreds, if not thousands of students, meant so much to my client. The other fascinating part of the plan is that with the charitable deduction and the capital gain tax avoidance, the IRS and the state of California effectively subsidized over 70% of her gift!

  • If you volunteer for a charity, which one(s) and why?

    I am currently a board member of the Texas Tech Personal Financial Planning Alumni Advisory board. While it is not a charity, being on the board provides me a venue to give back to the school and the profession that mean so much to me. As a board member, I mentor financial planning students, share industry feedback to professors so that they can improve the class experience and coordinate fundraising efforts, all to excel the next generation of financial planners!
Person Image

SEE MORE OF Mandy’S ADVISORY TEAM

Back to All

Let's talk

Schedule a talk with one of our advisors to learn more about Summitry and how we can help you chart a path for your financial future.

Alex Katz

Chief Growth Officer

This website stores cookies on your computer to improve your experience and provide customized services to you. Read our cookie policy.

Accept